EquityWise is a free, independent tool that helps homeowners understand one of their most valuable assets: the equity in their home. Our calculators turn a few simple inputs — home value, mortgage balance and a lender's loan-to-value limit — into clear estimates of how much you could borrow with a HELOC, home equity loan or cash-out refinance.
Our approach
We keep things simple, private and honest. Every calculation runs entirely in your browser — nothing you enter is stored or sent anywhere, and there's never a credit check. Alongside the calculators we publish plain-English guides so the numbers actually make sense.
What we are not
EquityWise is not a lender, mortgage broker or financial advisor. We don't sell loans or collect applications. Our estimates are educational and general; the terms you're actually offered depend on your credit, income, property and each lender's rules.
Contact
Questions or feedback? Email hello@myhomeequityestimate.xyz or see our contact page.